Personal Checking, Savings, Credit Cards, Loans That Works For You.
Our Personal Banking
We offer personal banking products that typically include savings and transaction facilities such as a bank transaction account, debit cards/EFT, an interest bearing floating account (savings account) and a fixed interest deposit account for a specific agreed period (certificates of deposit / term deposit) which can vary according to the bank.
- To meet your banking needs, you'll need a combination of current and savings accounts.
- Complementary accounts that work together to meet the demands of each individual's cash portfolio.
- Instant access to cash, free day-to-day transactions, and fee-free currency conversion are just a few of the benefits – visit individual account sites for more information.
- Except for the Cash Hub Account, which can only have two joint account holders, other personal accounts can have up to four joint account holders.
Find a Checking Account That Meets Your Unique Needs
Why settle for just any checking when you can have the ultimate? Our Ultimate Checking comes with interest rates that soar higher as your balance goes up, plus get free online banking and unlimited check writing. Earn interest on your balance without sacrificing access with this super account.
- Tiered interest, rewarding larger balances with higher rates
- Interest compounded and credited monthly
- $25 monthly fee waived with $10,000 minimum daily balance
- Free online banking
- Free mobile banking
- Free online statements
- Free debit card
- Free online check image access
- Unlimited check writing
- $50 minimum deposit to open
Save for retirement with tax advantages*
An IRA can prepare you for a secure retirement, offering greater returns than standard savings and a variety of tax advantages and terms to fit your needs. So whether you plan to travel, start a new hobby, or just hang out with the grandkids, we can help you achieve financial security.
- Earn competitive interest higher than regular savings
- Available in Traditional and Roth
- Annual contribution limits apply
- $1,000 annual “catch up” contributions allowed for ages 50 and better
- No annual fees or set up fees
- Federally insured
- $2,500 minimum deposit to open
Reduce the High Deductible Health Plan (HDHP) costs
An HSA helps employees save in advance for future medical expenses. Both you and your employees can contribute to the account tax-free, and balances over $100 earn competitive, tiered interest. Employees can pay for qualified medical expenses at anytime — without paying a penalty for withdrawal.